City vs city
St. Paul vs White Bear Lake, MN
White Bear Lake currently scores 6 points higher overall than St. Paul, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
St. Paul: 37/100 · White Bear Lake: 43/100
White Bear Lake is 6 points higher.
Flood
St. Paul: 39/100 · White Bear Lake: 37/100
St. Paul is 2 points higher.
St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.
White Bear Lake: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
St. Paul: 17/100 · White Bear Lake: 17/100
No gap.
St. Paul: Wind exposure derived from ingested design wind / climatology tiles.
White Bear Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
St. Paul: 27/100 · White Bear Lake: 28/100
White Bear Lake is 1 points higher.
St. Paul: Lightning exposure derived from ingested climatology tiles.
White Bear Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
St. Paul: 4/100 · White Bear Lake: 0/100
St. Paul is 4 points higher.
St. Paul: Tornado risk derived from NOAA SPC historical reports.
White Bear Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
St. Paul: 100/100 · White Bear Lake: 100/100
No gap.
St. Paul: Hail risk derived from NOAA SPC historical reports.
White Bear Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
St. Paul: Unavailable · White Bear Lake: Unavailable
A score difference cannot be calculated without both sources.
St. Paul: Storm surge model is not available for this location yet.
White Bear Lake: Storm surge model is not available for this location yet.
Wildfire
St. Paul: 47/100 · White Bear Lake: 50/100
White Bear Lake is 3 points higher.
St. Paul: Wildfire exposure derived from ingested fire potential tiles.
White Bear Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
St. Paul: 26/100 · White Bear Lake: 26/100
No gap.
St. Paul: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
White Bear Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.