City vs city
St. Cloud vs St. Paul, MN
St. Cloud currently scores 3 points higher overall than St. Paul, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
St. Cloud: 40/100 · St. Paul: 37/100
St. Cloud is 3 points higher.
Flood
St. Cloud: 39/100 · St. Paul: 39/100
No gap.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
St. Cloud: 18/100 · St. Paul: 17/100
St. Cloud is 1 points higher.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
St. Paul: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
St. Cloud: 31/100 · St. Paul: 27/100
St. Cloud is 4 points higher.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
St. Paul: Lightning exposure derived from ingested climatology tiles.
Tornado
St. Cloud: 12/100 · St. Paul: 4/100
St. Cloud is 8 points higher.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
St. Paul: Tornado risk derived from NOAA SPC historical reports.
Hail
St. Cloud: 100/100 · St. Paul: 100/100
No gap.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
St. Paul: Hail risk derived from NOAA SPC historical reports.
Storm surge
St. Cloud: Unavailable · St. Paul: Unavailable
A score difference cannot be calculated without both sources.
St. Cloud: Storm surge model is not available for this location yet.
St. Paul: Storm surge model is not available for this location yet.
Wildfire
St. Cloud: 57/100 · St. Paul: 47/100
St. Cloud is 10 points higher.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
St. Paul: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
St. Cloud: 21/100 · St. Paul: 26/100
St. Paul is 5 points higher.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Paul: Air quality signal derived from the latest EPA AirNow combined AQI grid.