City vs city
White Bear Lake vs St. Cloud, MN
White Bear Lake currently scores 3 points higher overall than St. Cloud, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
White Bear Lake: 42/100 · St. Cloud: 39/100
White Bear Lake is 3 points higher.
Flood
White Bear Lake: 37/100 · St. Cloud: 39/100
St. Cloud is 2 points higher.
Wind
White Bear Lake: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
White Bear Lake: 28/100 · St. Cloud: 31/100
St. Cloud is 3 points higher.
Tornado
White Bear Lake: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
White Bear Lake: 100/100 · St. Cloud: 100/100
No gap.
Storm surge
White Bear Lake: 0/100 · St. Cloud: 0/100
No gap.