White Bear Lake vs Duluth, MN

White Bear Lake currently scores 6 points higher overall than Duluth, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

White Bear Lake

42/100

Duluth

36/100

Hazard breakdown

Overall

White Bear Lake: 42/100 · Duluth: 36/100

White Bear Lake is 6 points higher.

Flood

White Bear Lake: 37/100 · Duluth: 16/100

White Bear Lake is 21 points higher.

Wind

White Bear Lake: 17/100 · Duluth: 15/100

White Bear Lake is 2 points higher.

Lightning

White Bear Lake: 28/100 · Duluth: 33/100

Duluth is 5 points higher.

Tornado

White Bear Lake: 0/100 · Duluth: 4/100

Duluth is 4 points higher.

Hail

White Bear Lake: 100/100 · Duluth: 100/100

No gap.

Storm surge

White Bear Lake: 0/100 · Duluth: 0/100

No gap.

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