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City vs city
Utica vs St. Charles, MN
St. Charles currently scores 7 points higher overall than Utica, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Utica: 20/100 · St. Charles: 27/100
St. Charles is 7 points higher.
Flood
Utica: 0/100 · St. Charles: 5/100
St. Charles is 5 points higher.
Wind
Utica: 17/100 · St. Charles: 17/100
No gap.
Lightning
Utica: 20/100 · St. Charles: 22/100
St. Charles is 2 points higher.
Tornado
Utica: 12/100 · St. Charles: 31/100
St. Charles is 19 points higher.
Hail
Utica: 35/100 · St. Charles: 64/100
St. Charles is 29 points higher.
Storm surge
Utica: 0/100 · St. Charles: 0/100
No gap.