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City vs city
Utica vs St. Cloud, MN
St. Cloud currently scores 18 points higher overall than Utica, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Utica: 21/100 · St. Cloud: 39/100
St. Cloud is 18 points higher.
Flood
Utica: 0/100 · St. Cloud: 39/100
St. Cloud is 39 points higher.
Wind
Utica: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Utica: 20/100 · St. Cloud: 31/100
St. Cloud is 11 points higher.
Tornado
Utica: 12/100 · St. Cloud: 12/100
No gap.
Hail
Utica: 36/100 · St. Cloud: 100/100
St. Cloud is 64 points higher.
Storm surge
Utica: 0/100 · St. Cloud: 0/100
No gap.