City vs city
Two Harbors vs Virginia, MN
Virginia currently scores 2 points higher overall than Two Harbors, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Two Harbors: 26/100 · Virginia: 28/100
Virginia is 2 points higher.
Flood
Two Harbors: 30/100 · Virginia: 33/100
Virginia is 3 points higher.
Two Harbors: FEMA NFHL flood zones: 2 features intersect this tile.
Virginia: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Two Harbors: 15/100 · Virginia: 15/100
No gap.
Two Harbors: Wind exposure derived from ingested design wind / climatology tiles.
Virginia: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Two Harbors: 33/100 · Virginia: 18/100
Two Harbors is 15 points higher.
Two Harbors: Lightning exposure derived from ingested climatology tiles.
Virginia: Lightning exposure derived from ingested climatology tiles.
Tornado
Two Harbors: 0/100 · Virginia: 0/100
No gap.
Two Harbors: Tornado risk derived from NOAA SPC historical reports.
Virginia: Tornado risk derived from NOAA SPC historical reports.
Hail
Two Harbors: 1/100 · Virginia: 49/100
Virginia is 48 points higher.
Two Harbors: Hail risk derived from NOAA SPC historical reports.
Virginia: Hail risk derived from NOAA SPC historical reports.
Storm surge
Two Harbors: Unavailable · Virginia: Unavailable
A score difference cannot be calculated without both sources.
Two Harbors: Storm surge model is not available for this location yet.
Virginia: Storm surge model is not available for this location yet.
Wildfire
Two Harbors: 42/100 · Virginia: 16/100
Two Harbors is 26 points higher.
Two Harbors: Wildfire exposure derived from ingested fire potential tiles.
Virginia: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Two Harbors: 32/100 · Virginia: 37/100
Virginia is 5 points higher.
Two Harbors: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Virginia: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.