City vs city
Bloomington vs Two Harbors, MN
Bloomington currently scores 8 points higher overall than Two Harbors, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bloomington: 34/100 · Two Harbors: 26/100
Bloomington is 8 points higher.
Flood
Bloomington: 44/100 · Two Harbors: 30/100
Bloomington is 14 points higher.
Bloomington: FEMA NFHL flood zones: 8 features intersect this tile.
Two Harbors: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Bloomington: 17/100 · Two Harbors: 15/100
Bloomington is 2 points higher.
Bloomington: Wind exposure derived from ingested design wind / climatology tiles.
Two Harbors: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bloomington: 25/100 · Two Harbors: 33/100
Two Harbors is 8 points higher.
Bloomington: Lightning exposure derived from ingested climatology tiles.
Two Harbors: Lightning exposure derived from ingested climatology tiles.
Tornado
Bloomington: 19/100 · Two Harbors: 0/100
Bloomington is 19 points higher.
Bloomington: Tornado risk derived from NOAA SPC historical reports.
Two Harbors: Tornado risk derived from NOAA SPC historical reports.
Hail
Bloomington: 100/100 · Two Harbors: 1/100
Bloomington is 99 points higher.
Bloomington: Hail risk derived from NOAA SPC historical reports.
Two Harbors: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bloomington: Unavailable · Two Harbors: Unavailable
A score difference cannot be calculated without both sources.
Bloomington: Storm surge model is not available for this location yet.
Two Harbors: Storm surge model is not available for this location yet.
Wildfire
Bloomington: 11/100 · Two Harbors: 42/100
Two Harbors is 31 points higher.
Bloomington: Wildfire exposure derived from ingested fire potential tiles.
Two Harbors: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bloomington: 25/100 · Two Harbors: 32/100
Two Harbors is 7 points higher.
Bloomington: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Two Harbors: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.