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City vs city
Two Harbors vs St. Paul, MN
St. Paul currently scores 15 points higher overall than Two Harbors, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Two Harbors: 22/100 · St. Paul: 37/100
St. Paul is 15 points higher.
Flood
Two Harbors: 0/100 · St. Paul: 39/100
St. Paul is 39 points higher.
Wind
Two Harbors: 14/100 · St. Paul: 17/100
St. Paul is 3 points higher.
Lightning
Two Harbors: 36/100 · St. Paul: 27/100
Two Harbors is 9 points higher.
Tornado
Two Harbors: 8/100 · St. Paul: 4/100
Two Harbors is 4 points higher.
Hail
Two Harbors: 22/100 · St. Paul: 100/100
St. Paul is 78 points higher.
Storm surge
Two Harbors: 0/100 · St. Paul: 0/100
No gap.