City vs city

Two Harbors vs St. Cloud, MN

St. Cloud currently scores 18 points higher overall than Two Harbors, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Two Harbors

21/100

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St. Cloud

39/100

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Hazard breakdown

Overall

Two Harbors: 21/100 · St. Cloud: 39/100

St. Cloud is 18 points higher.

Flood

Two Harbors: 0/100 · St. Cloud: 39/100

St. Cloud is 39 points higher.

Wind

Two Harbors: 14/100 · St. Cloud: 18/100

St. Cloud is 4 points higher.

Lightning

Two Harbors: 36/100 · St. Cloud: 31/100

Two Harbors is 5 points higher.

Tornado

Two Harbors: 8/100 · St. Cloud: 12/100

St. Cloud is 4 points higher.

Hail

Two Harbors: 20/100 · St. Cloud: 100/100

St. Cloud is 80 points higher.

Storm surge

Two Harbors: 0/100 · St. Cloud: 0/100

No gap.