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City vs city
St. James vs St. Cloud, MN
St. Cloud currently scores 5 points higher overall than St. James, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
St. James: 34/100 · St. Cloud: 39/100
St. Cloud is 5 points higher.
Flood
St. James: 39/100 · St. Cloud: 39/100
No gap.
Wind
St. James: 19/100 · St. Cloud: 18/100
St. James is 1 points higher.
Lightning
St. James: 42/100 · St. Cloud: 31/100
St. James is 11 points higher.
Tornado
St. James: 20/100 · St. Cloud: 12/100
St. James is 8 points higher.
Hail
St. James: 87/100 · St. Cloud: 100/100
St. Cloud is 13 points higher.
Storm surge
St. James: 0/100 · St. Cloud: 0/100
No gap.