City vs city
St. James vs St. Paul, MN
St. Paul currently scores 3 points higher overall than St. James, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
St. James: 34/100 · St. Paul: 37/100
St. Paul is 3 points higher.
Flood
St. James: 39/100 · St. Paul: 39/100
No gap.
St. James: FEMA NFHL flood zones: 4 features intersect this tile.
St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
St. James: 19/100 · St. Paul: 17/100
St. James is 2 points higher.
St. James: Wind exposure derived from ingested design wind / climatology tiles.
St. Paul: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
St. James: 42/100 · St. Paul: 27/100
St. James is 15 points higher.
St. James: Lightning exposure derived from ingested climatology tiles.
St. Paul: Lightning exposure derived from ingested climatology tiles.
Tornado
St. James: 19/100 · St. Paul: 4/100
St. James is 15 points higher.
St. James: Tornado risk derived from NOAA SPC historical reports.
St. Paul: Tornado risk derived from NOAA SPC historical reports.
Hail
St. James: 87/100 · St. Paul: 100/100
St. Paul is 13 points higher.
St. James: Hail risk derived from NOAA SPC historical reports.
St. Paul: Hail risk derived from NOAA SPC historical reports.
Storm surge
St. James: Unavailable · St. Paul: Unavailable
A score difference cannot be calculated without both sources.
St. James: Storm surge model is not available for this location yet.
St. Paul: Storm surge model is not available for this location yet.
Wildfire
St. James: 9/100 · St. Paul: 47/100
St. Paul is 38 points higher.
St. James: Wildfire exposure derived from ingested fire potential tiles.
St. Paul: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
St. James: 21/100 · St. Paul: 26/100
St. Paul is 5 points higher.
St. James: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Paul: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.