City vs city
St. Cloud vs West Concord, MN
St. Cloud currently scores 15 points higher overall than West Concord, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
St. Cloud: 40/100 · West Concord: 25/100
St. Cloud is 15 points higher.
Flood
St. Cloud: 39/100 · West Concord: 30/100
St. Cloud is 9 points higher.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
West Concord: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
St. Cloud: 18/100 · West Concord: 17/100
St. Cloud is 1 points higher.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
West Concord: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
St. Cloud: 31/100 · West Concord: 27/100
St. Cloud is 4 points higher.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
West Concord: Lightning exposure derived from ingested climatology tiles.
Tornado
St. Cloud: 12/100 · West Concord: 0/100
St. Cloud is 12 points higher.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
West Concord: Tornado risk derived from NOAA SPC historical reports.
Hail
St. Cloud: 100/100 · West Concord: 48/100
St. Cloud is 52 points higher.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
West Concord: Hail risk derived from NOAA SPC historical reports.
Storm surge
St. Cloud: Unavailable · West Concord: Unavailable
A score difference cannot be calculated without both sources.
St. Cloud: Storm surge model is not available for this location yet.
West Concord: Storm surge model is not available for this location yet.
Wildfire
St. Cloud: 57/100 · West Concord: 14/100
St. Cloud is 43 points higher.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
West Concord: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
St. Cloud: 21/100 · West Concord: 15/100
St. Cloud is 6 points higher.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
West Concord: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.