Otsego vs Duluth, MN

Otsego currently scores 5 points higher overall than Duluth, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Otsego

41/100

Duluth

36/100

Hazard breakdown

Overall

Otsego: 41/100 · Duluth: 36/100

Otsego is 5 points higher.

Flood

Otsego: 44/100 · Duluth: 16/100

Otsego is 28 points higher.

Wind

Otsego: 17/100 · Duluth: 15/100

Otsego is 2 points higher.

Lightning

Otsego: 27/100 · Duluth: 33/100

Duluth is 6 points higher.

Tornado

Otsego: 24/100 · Duluth: 4/100

Otsego is 20 points higher.

Hail

Otsego: 100/100 · Duluth: 100/100

No gap.

Storm surge

Otsego: 0/100 · Duluth: 0/100

No gap.

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