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City vs city
Otsego vs St. Cloud, MN
Otsego currently scores 2 points higher overall than St. Cloud, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Otsego: 41/100 · St. Cloud: 39/100
Otsego is 2 points higher.
Flood
Otsego: 44/100 · St. Cloud: 39/100
Otsego is 5 points higher.
Wind
Otsego: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Otsego: 27/100 · St. Cloud: 31/100
St. Cloud is 4 points higher.
Tornado
Otsego: 24/100 · St. Cloud: 12/100
Otsego is 12 points higher.
Hail
Otsego: 100/100 · St. Cloud: 100/100
No gap.
Storm surge
Otsego: 0/100 · St. Cloud: 0/100
No gap.