City vs city
Monticello vs St. Michael, MN
St. Michael currently scores 8 points higher overall than Monticello, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Monticello: 33/100 · St. Michael: 41/100
St. Michael is 8 points higher.
Flood
Monticello: 58/100 · St. Michael: 44/100
Monticello is 14 points higher.
Monticello: FEMA NFHL flood zones: 3 features intersect this tile.
St. Michael: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Monticello: 18/100 · St. Michael: 17/100
Monticello is 1 points higher.
Monticello: Wind exposure derived from ingested design wind / climatology tiles.
St. Michael: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Monticello: 26/100 · St. Michael: 27/100
St. Michael is 1 points higher.
Monticello: Lightning exposure derived from ingested climatology tiles.
St. Michael: Lightning exposure derived from ingested climatology tiles.
Tornado
Monticello: 4/100 · St. Michael: 23/100
St. Michael is 19 points higher.
Monticello: Tornado risk derived from NOAA SPC historical reports.
St. Michael: Tornado risk derived from NOAA SPC historical reports.
Hail
Monticello: 89/100 · St. Michael: 100/100
St. Michael is 11 points higher.
Monticello: Hail risk derived from NOAA SPC historical reports.
St. Michael: Hail risk derived from NOAA SPC historical reports.
Storm surge
Monticello: Unavailable · St. Michael: Unavailable
A score difference cannot be calculated without both sources.
Monticello: Storm surge model is not available for this location yet.
St. Michael: Storm surge model is not available for this location yet.
Wildfire
Monticello: 14/100 · St. Michael: 57/100
St. Michael is 43 points higher.
Monticello: Wildfire exposure derived from ingested fire potential tiles.
St. Michael: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Monticello: 21/100 · St. Michael: 21/100
No gap.
Monticello: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Michael: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.