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City vs city
Monticello vs St. Cloud, MN
St. Cloud currently scores 6 points higher overall than Monticello, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Monticello: 33/100 · St. Cloud: 39/100
St. Cloud is 6 points higher.
Flood
Monticello: 58/100 · St. Cloud: 39/100
Monticello is 19 points higher.
Wind
Monticello: 18/100 · St. Cloud: 18/100
No gap.
Lightning
Monticello: 26/100 · St. Cloud: 31/100
St. Cloud is 5 points higher.
Tornado
Monticello: 4/100 · St. Cloud: 12/100
St. Cloud is 8 points higher.
Hail
Monticello: 89/100 · St. Cloud: 100/100
St. Cloud is 11 points higher.
Storm surge
Monticello: 0/100 · St. Cloud: 0/100
No gap.