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City vs city

Lake Elmo vs St. Paul, MN

Lake Elmo currently scores 3 points higher overall than St. Paul, with the largest gap in wildfire.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Lake Elmo

40/100

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St. Paul

37/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Lake Elmo: 40/100 · St. Paul: 37/100

Lake Elmo is 3 points higher.

Flood

Lake Elmo: 33/100 · St. Paul: 39/100

St. Paul is 6 points higher.

Lake Elmo: FEMA NFHL flood zones: 3 features intersect this tile.

St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.

Wind

Lake Elmo: 17/100 · St. Paul: 17/100

No gap.

Lake Elmo: Wind exposure derived from ingested design wind / climatology tiles.

St. Paul: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Lake Elmo: 27/100 · St. Paul: 27/100

No gap.

Lake Elmo: Lightning exposure derived from ingested climatology tiles.

St. Paul: Lightning exposure derived from ingested climatology tiles.

Tornado

Lake Elmo: 0/100 · St. Paul: 4/100

St. Paul is 4 points higher.

Lake Elmo: Tornado risk derived from NOAA SPC historical reports.

St. Paul: Tornado risk derived from NOAA SPC historical reports.

Hail

Lake Elmo: 100/100 · St. Paul: 100/100

No gap.

Lake Elmo: Hail risk derived from NOAA SPC historical reports.

St. Paul: Hail risk derived from NOAA SPC historical reports.

Storm surge

Lake Elmo: Unavailable · St. Paul: Unavailable

A score difference cannot be calculated without both sources.

Lake Elmo: Storm surge model is not available for this location yet.

St. Paul: Storm surge model is not available for this location yet.

Wildfire

Lake Elmo: 34/100 · St. Paul: 47/100

St. Paul is 13 points higher.

Lake Elmo: Wildfire exposure derived from ingested fire potential tiles.

St. Paul: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Lake Elmo: 26/100 · St. Paul: 26/100

No gap.

Lake Elmo: Air quality signal derived from the latest EPA AirNow combined AQI grid.

St. Paul: Air quality signal derived from the latest EPA AirNow combined AQI grid.