City vs city
Lake Elmo vs St. Cloud, MN
Lake Elmo and St. Cloud are tied on overall score, with the biggest factor difference in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake Elmo: 40/100 · St. Cloud: 40/100
No gap.
Flood
Lake Elmo: 33/100 · St. Cloud: 39/100
St. Cloud is 6 points higher.
Lake Elmo: FEMA NFHL flood zones: 3 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Lake Elmo: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lake Elmo: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake Elmo: 27/100 · St. Cloud: 31/100
St. Cloud is 4 points higher.
Lake Elmo: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake Elmo: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Lake Elmo: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake Elmo: 100/100 · St. Cloud: 100/100
No gap.
Lake Elmo: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake Elmo: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Lake Elmo: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Lake Elmo: 34/100 · St. Cloud: 57/100
St. Cloud is 23 points higher.
Lake Elmo: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Lake Elmo: 26/100 · St. Cloud: 21/100
Lake Elmo is 5 points higher.
Lake Elmo: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.