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City vs city
Howard Lake vs Montrose, MN
Montrose currently scores 9 points higher overall than Howard Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Howard Lake: 21/100 · Montrose: 30/100
Montrose is 9 points higher.
Flood
Howard Lake: 30/100 · Montrose: 36/100
Montrose is 6 points higher.
Wind
Howard Lake: 18/100 · Montrose: 18/100
No gap.
Lightning
Howard Lake: 23/100 · Montrose: 23/100
No gap.
Tornado
Howard Lake: 8/100 · Montrose: 8/100
No gap.
Hail
Howard Lake: 42/100 · Montrose: 71/100
Montrose is 29 points higher.
Storm surge
Howard Lake: 0/100 · Montrose: 0/100
No gap.