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City vs city
Howard Lake vs St. Paul, MN
St. Paul currently scores 15 points higher overall than Howard Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Howard Lake: 21/100 · St. Paul: 36/100
St. Paul is 15 points higher.
Flood
Howard Lake: 30/100 · St. Paul: 39/100
St. Paul is 9 points higher.
Wind
Howard Lake: 18/100 · St. Paul: 17/100
Howard Lake is 1 points higher.
Lightning
Howard Lake: 23/100 · St. Paul: 27/100
St. Paul is 4 points higher.
Tornado
Howard Lake: 8/100 · St. Paul: 4/100
Howard Lake is 4 points higher.
Hail
Howard Lake: 42/100 · St. Paul: 100/100
St. Paul is 58 points higher.
Storm surge
Howard Lake: 0/100 · St. Paul: 0/100
No gap.