City vs city
Homer vs St. Charles, MN
St. Charles currently scores 1 points higher overall than Homer, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Homer: 26/100 · St. Charles: 27/100
St. Charles is 1 points higher.
Flood
Homer: 78/100 · St. Charles: 5/100
Homer is 73 points higher.
Homer: FEMA NFHL flood zones: 8 features intersect this tile.
St. Charles: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Homer: 16/100 · St. Charles: 17/100
St. Charles is 1 points higher.
Homer: Wind exposure derived from ingested design wind / climatology tiles.
St. Charles: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Homer: 15/100 · St. Charles: 22/100
St. Charles is 7 points higher.
Homer: Lightning exposure derived from ingested climatology tiles.
St. Charles: Lightning exposure derived from ingested climatology tiles.
Tornado
Homer: 8/100 · St. Charles: 31/100
St. Charles is 23 points higher.
Homer: Tornado risk derived from NOAA SPC historical reports.
St. Charles: Tornado risk derived from NOAA SPC historical reports.
Hail
Homer: 38/100 · St. Charles: 64/100
St. Charles is 26 points higher.
Homer: Hail risk derived from NOAA SPC historical reports.
St. Charles: Hail risk derived from NOAA SPC historical reports.
Storm surge
Homer: Unavailable · St. Charles: Unavailable
A score difference cannot be calculated without both sources.
Homer: Storm surge model is not available for this location yet.
St. Charles: Storm surge model is not available for this location yet.
Wildfire
Homer: 10/100 · St. Charles: 39/100
St. Charles is 29 points higher.
Homer: Wildfire exposure derived from ingested fire potential tiles.
St. Charles: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Homer: 15/100 · St. Charles: 14/100
Homer is 1 points higher.
Homer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Charles: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.