Homer vs St. Cloud, MN

St. Cloud currently scores 14 points higher overall than Homer, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Homer

26/100

St. Cloud

40/100

Hazard breakdown

Overall

Homer: 26/100 · St. Cloud: 40/100

St. Cloud is 14 points higher.

Flood

Homer: 78/100 · St. Cloud: 39/100

Homer is 39 points higher.

Wind

Homer: 16/100 · St. Cloud: 18/100

St. Cloud is 2 points higher.

Lightning

Homer: 15/100 · St. Cloud: 31/100

St. Cloud is 16 points higher.

Tornado

Homer: 8/100 · St. Cloud: 12/100

St. Cloud is 4 points higher.

Hail

Homer: 38/100 · St. Cloud: 100/100

St. Cloud is 62 points higher.

Storm surge

Homer: 0/100 · St. Cloud: 0/100

No gap.

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