City vs city

Hermantown vs Moose Lake, MN

Hermantown currently scores 8 points higher overall than Moose Lake, with the largest gap in wildfire.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Hermantown

39/100

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Moose Lake

31/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Hermantown: 39/100 · Moose Lake: 31/100

Hermantown is 8 points higher.

Flood

Hermantown: 37/100 · Moose Lake: 37/100

No gap.

Hermantown: FEMA NFHL flood zones: 6 features intersect this tile.

Moose Lake: FEMA NFHL flood zones: 5 features intersect this tile.

Wind

Hermantown: 15/100 · Moose Lake: 16/100

Moose Lake is 1 points higher.

Hermantown: Wind exposure derived from ingested design wind / climatology tiles.

Moose Lake: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Hermantown: 31/100 · Moose Lake: 30/100

Hermantown is 1 points higher.

Hermantown: Lightning exposure derived from ingested climatology tiles.

Moose Lake: Lightning exposure derived from ingested climatology tiles.

Tornado

Hermantown: 0/100 · Moose Lake: 0/100

No gap.

Hermantown: Tornado risk derived from NOAA SPC historical reports.

Moose Lake: Tornado risk derived from NOAA SPC historical reports.

Hail

Hermantown: 54/100 · Moose Lake: 60/100

Moose Lake is 6 points higher.

Hermantown: Hail risk derived from NOAA SPC historical reports.

Moose Lake: Hail risk derived from NOAA SPC historical reports.

Storm surge

Hermantown: Unavailable · Moose Lake: Unavailable

A score difference cannot be calculated without both sources.

Hermantown: Storm surge model is not available for this location yet.

Moose Lake: Storm surge model is not available for this location yet.

Wildfire

Hermantown: 63/100 · Moose Lake: 16/100

Hermantown is 47 points higher.

Hermantown: Wildfire exposure derived from ingested fire potential tiles.

Moose Lake: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Hermantown: 32/100 · Moose Lake: 28/100

Hermantown is 4 points higher.

Hermantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Moose Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.