City vs city
Duluth vs Hermantown, MN
Hermantown currently scores 2 points higher overall than Duluth, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Duluth: 37/100 · Hermantown: 39/100
Hermantown is 2 points higher.
Flood
Duluth: 16/100 · Hermantown: 37/100
Hermantown is 21 points higher.
Duluth: FEMA NFHL flood zones: 3 features intersect this tile.
Hermantown: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Duluth: 15/100 · Hermantown: 15/100
No gap.
Duluth: Wind exposure derived from ingested design wind / climatology tiles.
Hermantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Duluth: 33/100 · Hermantown: 31/100
Duluth is 2 points higher.
Duluth: Lightning exposure derived from ingested climatology tiles.
Hermantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Duluth: 4/100 · Hermantown: 0/100
Duluth is 4 points higher.
Duluth: Tornado risk derived from NOAA SPC historical reports.
Hermantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Duluth: 100/100 · Hermantown: 54/100
Duluth is 46 points higher.
Duluth: Hail risk derived from NOAA SPC historical reports.
Hermantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Duluth: Unavailable · Hermantown: Unavailable
A score difference cannot be calculated without both sources.
Duluth: Storm surge model is not available for this location yet.
Hermantown: Storm surge model is not available for this location yet.
Wildfire
Duluth: 59/100 · Hermantown: 63/100
Hermantown is 4 points higher.
Duluth: Wildfire exposure derived from ingested fire potential tiles.
Hermantown: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Duluth: 32/100 · Hermantown: 32/100
No gap.
Duluth: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hermantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.