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City vs city
Hardwick vs St. Paul, MN
St. Paul currently scores 11 points higher overall than Hardwick, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Hardwick: 25/100 · St. Paul: 36/100
St. Paul is 11 points higher.
Flood
Hardwick: 0/100 · St. Paul: 39/100
St. Paul is 39 points higher.
Wind
Hardwick: 20/100 · St. Paul: 17/100
Hardwick is 3 points higher.
Lightning
Hardwick: 47/100 · St. Paul: 27/100
Hardwick is 20 points higher.
Tornado
Hardwick: 0/100 · St. Paul: 4/100
St. Paul is 4 points higher.
Hail
Hardwick: 40/100 · St. Paul: 100/100
St. Paul is 60 points higher.
Storm surge
Hardwick: 0/100 · St. Paul: 0/100
No gap.