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City vs city
Hardwick vs St. Cloud, MN
St. Cloud currently scores 14 points higher overall than Hardwick, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Hardwick: 25/100 · St. Cloud: 39/100
St. Cloud is 14 points higher.
Flood
Hardwick: 0/100 · St. Cloud: 39/100
St. Cloud is 39 points higher.
Wind
Hardwick: 20/100 · St. Cloud: 18/100
Hardwick is 2 points higher.
Lightning
Hardwick: 47/100 · St. Cloud: 31/100
Hardwick is 16 points higher.
Tornado
Hardwick: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Hardwick: 40/100 · St. Cloud: 100/100
St. Cloud is 60 points higher.
Storm surge
Hardwick: 0/100 · St. Cloud: 0/100
No gap.