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City vs city
Halma vs Bemidji, MN
Bemidji currently scores 3 points higher overall than Halma, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Halma: 28/100 · Bemidji: 31/100
Bemidji is 3 points higher.
Flood
Halma: 30/100 · Bemidji: 0/100
Halma is 30 points higher.
Wind
Halma: 17/100 · Bemidji: 17/100
No gap.
Lightning
Halma: 20/100 · Bemidji: 7/100
Halma is 13 points higher.
Tornado
Halma: 0/100 · Bemidji: 8/100
Bemidji is 8 points higher.
Hail
Halma: 20/100 · Bemidji: 100/100
Bemidji is 80 points higher.
Storm surge
Halma: 0/100 · Bemidji: 0/100
No gap.