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City vs city
Halma vs St. Cloud, MN
St. Cloud currently scores 11 points higher overall than Halma, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Halma: 28/100 · St. Cloud: 39/100
St. Cloud is 11 points higher.
Flood
Halma: 30/100 · St. Cloud: 39/100
St. Cloud is 9 points higher.
Wind
Halma: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Halma: 20/100 · St. Cloud: 31/100
St. Cloud is 11 points higher.
Tornado
Halma: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Halma: 20/100 · St. Cloud: 100/100
St. Cloud is 80 points higher.
Storm surge
Halma: 0/100 · St. Cloud: 0/100
No gap.