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City vs city
Gem Lake vs St. Cloud, MN
Gem Lake currently scores 3 points higher overall than St. Cloud, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Gem Lake: 42/100 · St. Cloud: 39/100
Gem Lake is 3 points higher.
Flood
Gem Lake: 37/100 · St. Cloud: 39/100
St. Cloud is 2 points higher.
Wind
Gem Lake: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Gem Lake: 28/100 · St. Cloud: 31/100
St. Cloud is 3 points higher.
Tornado
Gem Lake: 0/100 · St. Cloud: 12/100
St. Cloud is 12 points higher.
Hail
Gem Lake: 100/100 · St. Cloud: 100/100
No gap.
Storm surge
Gem Lake: 0/100 · St. Cloud: 0/100
No gap.