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City vs city
Gem Lake vs Duluth, MN
Gem Lake currently scores 6 points higher overall than Duluth, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Gem Lake: 42/100 · Duluth: 36/100
Gem Lake is 6 points higher.
Flood
Gem Lake: 37/100 · Duluth: 16/100
Gem Lake is 21 points higher.
Wind
Gem Lake: 17/100 · Duluth: 15/100
Gem Lake is 2 points higher.
Lightning
Gem Lake: 28/100 · Duluth: 33/100
Duluth is 5 points higher.
Tornado
Gem Lake: 0/100 · Duluth: 4/100
Duluth is 4 points higher.
Hail
Gem Lake: 100/100 · Duluth: 100/100
No gap.
Storm surge
Gem Lake: 0/100 · Duluth: 0/100
No gap.