City vs city
Forest Lake vs Hugo, MN
Forest Lake currently scores 10 points higher overall than Hugo, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Forest Lake: 45/100 · Hugo: 35/100
Forest Lake is 10 points higher.
Flood
Forest Lake: 58/100 · Hugo: 47/100
Forest Lake is 11 points higher.
Forest Lake: FEMA NFHL flood zones: 8 features intersect this tile.
Hugo: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Forest Lake: 17/100 · Hugo: 17/100
No gap.
Forest Lake: Wind exposure derived from ingested design wind / climatology tiles.
Hugo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Forest Lake: 30/100 · Hugo: 29/100
Forest Lake is 1 points higher.
Forest Lake: Lightning exposure derived from ingested climatology tiles.
Hugo: Lightning exposure derived from ingested climatology tiles.
Tornado
Forest Lake: 46/100 · Hugo: 27/100
Forest Lake is 19 points higher.
Forest Lake: Tornado risk derived from NOAA SPC historical reports.
Hugo: Tornado risk derived from NOAA SPC historical reports.
Hail
Forest Lake: 100/100 · Hugo: 54/100
Forest Lake is 46 points higher.
Forest Lake: Hail risk derived from NOAA SPC historical reports.
Hugo: Hail risk derived from NOAA SPC historical reports.
Storm surge
Forest Lake: Unavailable · Hugo: Unavailable
A score difference cannot be calculated without both sources.
Forest Lake: Storm surge model is not available for this location yet.
Hugo: Storm surge model is not available for this location yet.
Wildfire
Forest Lake: 37/100 · Hugo: 43/100
Hugo is 6 points higher.
Forest Lake: Wildfire exposure derived from ingested fire potential tiles.
Hugo: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Forest Lake: 26/100 · Hugo: 26/100
No gap.
Forest Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Hugo: Air quality signal derived from the latest EPA AirNow combined AQI grid.