City vs city
Forest Lake vs St. Cloud, MN
Forest Lake currently scores 5 points higher overall than St. Cloud, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Forest Lake: 45/100 · St. Cloud: 40/100
Forest Lake is 5 points higher.
Flood
Forest Lake: 58/100 · St. Cloud: 39/100
Forest Lake is 19 points higher.
Forest Lake: FEMA NFHL flood zones: 8 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Forest Lake: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Forest Lake: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Forest Lake: 30/100 · St. Cloud: 31/100
St. Cloud is 1 points higher.
Forest Lake: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Forest Lake: 46/100 · St. Cloud: 12/100
Forest Lake is 34 points higher.
Forest Lake: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Forest Lake: 100/100 · St. Cloud: 100/100
No gap.
Forest Lake: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Forest Lake: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Forest Lake: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Forest Lake: 37/100 · St. Cloud: 57/100
St. Cloud is 20 points higher.
Forest Lake: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Forest Lake: 26/100 · St. Cloud: 21/100
Forest Lake is 5 points higher.
Forest Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.