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City vs city
Elgin vs St. Charles, MN
St. Charles currently scores 6 points higher overall than Elgin, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Elgin: 23/100 · St. Charles: 29/100
St. Charles is 6 points higher.
Flood
Elgin: 5/100 · St. Charles: 5/100
No gap.
Wind
Elgin: 17/100 · St. Charles: 17/100
No gap.
Lightning
Elgin: 22/100 · St. Charles: 22/100
No gap.
Tornado
Elgin: 8/100 · St. Charles: 32/100
St. Charles is 24 points higher.
Hail
Elgin: 53/100 · St. Charles: 66/100
St. Charles is 13 points higher.
Storm surge
Elgin: 0/100 · St. Charles: 0/100
No gap.