Elgin vs St. Cloud, MN

St. Cloud currently scores 18 points higher overall than Elgin, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Elgin

22/100

St. Cloud

40/100

Hazard breakdown

Overall

Elgin: 22/100 · St. Cloud: 40/100

St. Cloud is 18 points higher.

Flood

Elgin: 5/100 · St. Cloud: 39/100

St. Cloud is 34 points higher.

Wind

Elgin: 17/100 · St. Cloud: 18/100

St. Cloud is 1 points higher.

Lightning

Elgin: 22/100 · St. Cloud: 31/100

St. Cloud is 9 points higher.

Tornado

Elgin: 8/100 · St. Cloud: 12/100

St. Cloud is 4 points higher.

Hail

Elgin: 55/100 · St. Cloud: 100/100

St. Cloud is 45 points higher.

Storm surge

Elgin: 0/100 · St. Cloud: 0/100

No gap.

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