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City vs city
Elgin vs St. Cloud, MN
St. Cloud currently scores 16 points higher overall than Elgin, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Elgin: 23/100 · St. Cloud: 39/100
St. Cloud is 16 points higher.
Flood
Elgin: 5/100 · St. Cloud: 39/100
St. Cloud is 34 points higher.
Wind
Elgin: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Elgin: 22/100 · St. Cloud: 31/100
St. Cloud is 9 points higher.
Tornado
Elgin: 8/100 · St. Cloud: 12/100
St. Cloud is 4 points higher.
Hail
Elgin: 53/100 · St. Cloud: 100/100
St. Cloud is 47 points higher.
Storm surge
Elgin: 0/100 · St. Cloud: 0/100
No gap.