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Direct answer
Is Duluth, MN safe from lightning?
Duluth is lower risk for lightning in the long-term model (33/100), but risk is not zero during active weather periods.
City score
33/100
Level: low
State average
30/100
Same hazard across MN.
Comparison
Duluth is close to the state average for this hazard (33 vs 30).
Why this answer
Lightning exposure derived from ingested climatology tiles.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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