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Direct answer

Is Duluth, MN safe from hail?

Duluth has elevated hail exposure. Risk is meaningful at 67/100, so planning and coverage checks are recommended.

City score

67/100

Level: elevated

State average

95/100

Same hazard across MN.

Comparison

Duluth is 28 points below the state average for this hazard.

Why this answer

Hail risk derived from NOAA SPC historical reports.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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