City vs city
Andover vs Ham Lake, MN
Andover currently scores 8 points higher overall than Ham Lake, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Andover: 48/100 · Ham Lake: 40/100
Andover is 8 points higher.
Flood
Andover: 49/100 · Ham Lake: 54/100
Ham Lake is 5 points higher.
Andover: FEMA NFHL flood zones: 12 features intersect this tile.
Ham Lake: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Andover: 17/100 · Ham Lake: 17/100
No gap.
Andover: Wind exposure derived from ingested design wind / climatology tiles.
Ham Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Andover: 29/100 · Ham Lake: 29/100
No gap.
Andover: Lightning exposure derived from ingested climatology tiles.
Ham Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Andover: 65/100 · Ham Lake: 4/100
Andover is 61 points higher.
Andover: Tornado risk derived from NOAA SPC historical reports.
Ham Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Andover: 100/100 · Ham Lake: 100/100
No gap.
Andover: Hail risk derived from NOAA SPC historical reports.
Ham Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Andover: Unavailable · Ham Lake: Unavailable
A score difference cannot be calculated without both sources.
Andover: Storm surge model is not available for this location yet.
Ham Lake: Storm surge model is not available for this location yet.
Wildfire
Andover: 51/100 · Ham Lake: 53/100
Ham Lake is 2 points higher.
Andover: Wildfire exposure derived from ingested fire potential tiles.
Ham Lake: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Andover: 26/100 · Ham Lake: 26/100
No gap.
Andover: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Ham Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.