City vs city
Andover vs St. Cloud, MN
Andover currently scores 8 points higher overall than St. Cloud, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Andover: 48/100 · St. Cloud: 40/100
Andover is 8 points higher.
Flood
Andover: 49/100 · St. Cloud: 39/100
Andover is 10 points higher.
Andover: FEMA NFHL flood zones: 12 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Andover: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Andover: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Andover: 29/100 · St. Cloud: 31/100
St. Cloud is 2 points higher.
Andover: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Andover: 65/100 · St. Cloud: 12/100
Andover is 53 points higher.
Andover: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Andover: 100/100 · St. Cloud: 100/100
No gap.
Andover: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Andover: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Andover: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Andover: 51/100 · St. Cloud: 57/100
St. Cloud is 6 points higher.
Andover: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Andover: 26/100 · St. Cloud: 21/100
Andover is 5 points higher.
Andover: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Cloud: Air quality signal derived from the latest EPA AirNow combined AQI grid.