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City vs city
Bay City vs Saginaw, MI
Saginaw currently scores 8 points higher overall than Bay City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Bay City: 33/100 · Saginaw: 41/100
Saginaw is 8 points higher.
Flood
Bay City: 87/100 · Saginaw: 79/100
Bay City is 8 points higher.
Wind
Bay City: 15/100 · Saginaw: 15/100
No gap.
Lightning
Bay City: 27/100 · Saginaw: 26/100
Bay City is 1 points higher.
Tornado
Bay City: 16/100 · Saginaw: 0/100
Bay City is 16 points higher.
Hail
Bay City: 29/100 · Saginaw: 55/100
Saginaw is 26 points higher.
Storm surge
Bay City: 0/100 · Saginaw: 0/100
No gap.