City vs city
Bay City vs Chesterfield, MI
Bay City currently scores 6 points higher overall than Chesterfield, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 33/100 · Chesterfield: 27/100
Bay City is 6 points higher.
Flood
Bay City: 87/100 · Chesterfield: 48/100
Bay City is 39 points higher.
Bay City: FEMA NFHL flood zones: 12 features intersect this tile.
Chesterfield: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Bay City: 15/100 · Chesterfield: 16/100
Chesterfield is 1 points higher.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Chesterfield: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 27/100 · Chesterfield: 39/100
Chesterfield is 12 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
Chesterfield: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 15/100 · Chesterfield: 8/100
Bay City is 7 points higher.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Chesterfield: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 28/100 · Chesterfield: 16/100
Bay City is 12 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
Chesterfield: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: Unavailable · Chesterfield: Unavailable
A score difference cannot be calculated without both sources.
Bay City: Storm surge model is not available for this location yet.
Chesterfield: Storm surge model is not available for this location yet.
Wildfire
Bay City: 34/100 · Chesterfield: 30/100
Bay City is 4 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Chesterfield: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay City: 26/100 · Chesterfield: 30/100
Chesterfield is 4 points higher.
Bay City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Chesterfield: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.