City vs city
Bay City vs Midland, MI
Midland currently scores 7 points higher overall than Bay City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 33/100 · Midland: 40/100
Midland is 7 points higher.
Flood
Bay City: 87/100 · Midland: 72/100
Bay City is 15 points higher.
Bay City: FEMA NFHL flood zones: 12 features intersect this tile.
Midland: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Bay City: 15/100 · Midland: 15/100
No gap.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Midland: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 27/100 · Midland: 21/100
Bay City is 6 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
Midland: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 15/100 · Midland: 23/100
Midland is 8 points higher.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Midland: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 28/100 · Midland: 76/100
Midland is 48 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
Midland: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: Unavailable · Midland: Unavailable
A score difference cannot be calculated without both sources.
Bay City: Storm surge model is not available for this location yet.
Midland: Storm surge model is not available for this location yet.
Wildfire
Bay City: 34/100 · Midland: 50/100
Midland is 16 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Midland: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bay City: 26/100 · Midland: 26/100
No gap.
Bay City: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Midland: Air quality signal derived from the latest EPA AirNow combined AQI grid.