City vs city
Ann Arbor vs Bay City, MI
Ann Arbor currently scores 10 points higher overall than Bay City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ann Arbor: 43/100 · Bay City: 33/100
Ann Arbor is 10 points higher.
Flood
Ann Arbor: 51/100 · Bay City: 87/100
Bay City is 36 points higher.
Ann Arbor: FEMA NFHL flood zones: 4 features intersect this tile.
Bay City: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Ann Arbor: 16/100 · Bay City: 15/100
Ann Arbor is 1 points higher.
Ann Arbor: Wind exposure derived from ingested design wind / climatology tiles.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ann Arbor: 47/100 · Bay City: 27/100
Ann Arbor is 20 points higher.
Ann Arbor: Lightning exposure derived from ingested climatology tiles.
Bay City: Lightning exposure derived from ingested climatology tiles.
Tornado
Ann Arbor: 12/100 · Bay City: 15/100
Bay City is 3 points higher.
Ann Arbor: Tornado risk derived from NOAA SPC historical reports.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Hail
Ann Arbor: 100/100 · Bay City: 28/100
Ann Arbor is 72 points higher.
Ann Arbor: Hail risk derived from NOAA SPC historical reports.
Bay City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ann Arbor: Unavailable · Bay City: Unavailable
A score difference cannot be calculated without both sources.
Ann Arbor: Storm surge model is not available for this location yet.
Bay City: Storm surge model is not available for this location yet.
Wildfire
Ann Arbor: 45/100 · Bay City: 34/100
Ann Arbor is 11 points higher.
Ann Arbor: Wildfire exposure derived from ingested fire potential tiles.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Ann Arbor: 29/100 · Bay City: 26/100
Ann Arbor is 3 points higher.
Ann Arbor: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Bay City: Air quality signal derived from the latest EPA AirNow combined AQI grid.