City vs city
Bay City vs Caro, MI
Bay City currently scores 4 points higher overall than Caro, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 33/100 · Caro: 29/100
Bay City is 4 points higher.
Flood
Bay City: 87/100 · Caro: 51/100
Bay City is 36 points higher.
Bay City: FEMA NFHL flood zones: 12 features intersect this tile.
Caro: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Bay City: 15/100 · Caro: 15/100
No gap.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Caro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 27/100 · Caro: 31/100
Caro is 4 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
Caro: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 15/100 · Caro: 0/100
Bay City is 15 points higher.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Caro: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 28/100 · Caro: 23/100
Bay City is 5 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
Caro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: Unavailable · Caro: Unavailable
A score difference cannot be calculated without both sources.
Bay City: Storm surge model is not available for this location yet.
Caro: Storm surge model is not available for this location yet.
Wildfire
Bay City: 34/100 · Caro: 28/100
Bay City is 6 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Caro: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bay City: 26/100 · Caro: 28/100
Caro is 2 points higher.
Bay City: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Caro: Air quality signal derived from the latest EPA AirNow combined AQI grid.