City vs city
Smithsburg vs Thurmont, MD
Smithsburg currently scores 2 points higher overall than Thurmont, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Smithsburg: 28/100 · Thurmont: 26/100
Smithsburg is 2 points higher.
Flood
Smithsburg: 20/100 · Thurmont: 22/100
Thurmont is 2 points higher.
Smithsburg: FEMA NFHL flood zones: 5 features intersect this tile.
Thurmont: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Smithsburg: 20/100 · Thurmont: 20/100
No gap.
Smithsburg: Wind exposure derived from ingested design wind / climatology tiles.
Thurmont: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Smithsburg: 21/100 · Thurmont: 22/100
Thurmont is 1 points higher.
Smithsburg: Lightning exposure derived from ingested climatology tiles.
Thurmont: Lightning exposure derived from ingested climatology tiles.
Tornado
Smithsburg: 4/100 · Thurmont: 19/100
Thurmont is 15 points higher.
Smithsburg: Tornado risk derived from NOAA SPC historical reports.
Thurmont: Tornado risk derived from NOAA SPC historical reports.
Hail
Smithsburg: 40/100 · Thurmont: 7/100
Smithsburg is 33 points higher.
Smithsburg: Hail risk derived from NOAA SPC historical reports.
Thurmont: Hail risk derived from NOAA SPC historical reports.
Storm surge
Smithsburg: Unavailable · Thurmont: Unavailable
A score difference cannot be calculated without both sources.
Smithsburg: Storm surge model is not available for this location yet.
Thurmont: Storm surge model is not available for this location yet.
Wildfire
Smithsburg: 51/100 · Thurmont: 48/100
Smithsburg is 3 points higher.
Smithsburg: Wildfire exposure derived from ingested fire potential tiles.
Thurmont: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Smithsburg: 42/100 · Thurmont: 42/100
No gap.
Smithsburg: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Thurmont: Air quality signal derived from the latest EPA AirNow combined AQI grid.