City vs city
Baltimore vs Smithsburg, MD
Baltimore currently scores 6 points higher overall than Smithsburg, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Baltimore: 34/100 · Smithsburg: 28/100
Baltimore is 6 points higher.
Flood
Baltimore: 19/100 · Smithsburg: 20/100
Smithsburg is 1 points higher.
Baltimore: FEMA NFHL flood zones: 7 features intersect this tile.
Smithsburg: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Baltimore: 21/100 · Smithsburg: 20/100
Baltimore is 1 points higher.
Baltimore: Wind exposure derived from ingested design wind / climatology tiles.
Smithsburg: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Baltimore: 40/100 · Smithsburg: 21/100
Baltimore is 19 points higher.
Baltimore: Lightning exposure derived from ingested climatology tiles.
Smithsburg: Lightning exposure derived from ingested climatology tiles.
Tornado
Baltimore: 0/100 · Smithsburg: 4/100
Smithsburg is 4 points higher.
Baltimore: Tornado risk derived from NOAA SPC historical reports.
Smithsburg: Tornado risk derived from NOAA SPC historical reports.
Hail
Baltimore: 44/100 · Smithsburg: 40/100
Baltimore is 4 points higher.
Baltimore: Hail risk derived from NOAA SPC historical reports.
Smithsburg: Hail risk derived from NOAA SPC historical reports.
Storm surge
Baltimore: Unavailable · Smithsburg: Unavailable
A score difference cannot be calculated without both sources.
Baltimore: Storm surge model is not available for this location yet.
Smithsburg: Storm surge model is not available for this location yet.
Wildfire
Baltimore: 37/100 · Smithsburg: 51/100
Smithsburg is 14 points higher.
Baltimore: Wildfire exposure derived from ingested fire potential tiles.
Smithsburg: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Baltimore: 43/100 · Smithsburg: 42/100
Baltimore is 1 points higher.
Baltimore: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Smithsburg: Air quality signal derived from the latest EPA AirNow combined AQI grid.