City vs city
Kemp Mill vs White Oak, MD
Kemp Mill currently scores 4 points higher overall than White Oak, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Kemp Mill: 38/100 · White Oak: 34/100
Kemp Mill is 4 points higher.
Flood
Kemp Mill: 0/100 · White Oak: 22/100
White Oak is 22 points higher.
Kemp Mill: FEMA NFHL flood zones: 0 features intersect this tile.
White Oak: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Kemp Mill: 21/100 · White Oak: 21/100
No gap.
Kemp Mill: Wind exposure derived from ingested design wind / climatology tiles.
White Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Kemp Mill: 38/100 · White Oak: 39/100
White Oak is 1 points higher.
Kemp Mill: Lightning exposure derived from ingested climatology tiles.
White Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Kemp Mill: 27/100 · White Oak: 4/100
Kemp Mill is 23 points higher.
Kemp Mill: Tornado risk derived from NOAA SPC historical reports.
White Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Kemp Mill: 100/100 · White Oak: 71/100
Kemp Mill is 29 points higher.
Kemp Mill: Hail risk derived from NOAA SPC historical reports.
White Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Kemp Mill: Unavailable · White Oak: Unavailable
A score difference cannot be calculated without both sources.
Kemp Mill: Storm surge model is not available for this location yet.
White Oak: Storm surge model is not available for this location yet.
Wildfire
Kemp Mill: 37/100 · White Oak: 42/100
White Oak is 5 points higher.
Kemp Mill: Wildfire exposure derived from ingested fire potential tiles.
White Oak: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Kemp Mill: 45/100 · White Oak: 42/100
Kemp Mill is 3 points higher.
Kemp Mill: Air quality signal derived from the latest EPA AirNow combined AQI grid.
White Oak: Air quality signal derived from the latest EPA AirNow combined AQI grid.