City vs city
Hagerstown vs Kemp Mill, MD
Kemp Mill currently scores 10 points higher overall than Hagerstown, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hagerstown: 28/100 · Kemp Mill: 38/100
Kemp Mill is 10 points higher.
Flood
Hagerstown: 25/100 · Kemp Mill: 0/100
Hagerstown is 25 points higher.
Hagerstown: FEMA NFHL flood zones: 7 features intersect this tile.
Kemp Mill: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Hagerstown: 20/100 · Kemp Mill: 21/100
Kemp Mill is 1 points higher.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
Kemp Mill: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hagerstown: 20/100 · Kemp Mill: 38/100
Kemp Mill is 18 points higher.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
Kemp Mill: Lightning exposure derived from ingested climatology tiles.
Tornado
Hagerstown: 8/100 · Kemp Mill: 27/100
Kemp Mill is 19 points higher.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
Kemp Mill: Tornado risk derived from NOAA SPC historical reports.
Hail
Hagerstown: 28/100 · Kemp Mill: 100/100
Kemp Mill is 72 points higher.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
Kemp Mill: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hagerstown: Unavailable · Kemp Mill: Unavailable
A score difference cannot be calculated without both sources.
Hagerstown: Storm surge model is not available for this location yet.
Kemp Mill: Storm surge model is not available for this location yet.
Wildfire
Hagerstown: 51/100 · Kemp Mill: 37/100
Hagerstown is 14 points higher.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
Kemp Mill: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hagerstown: 42/100 · Kemp Mill: 45/100
Kemp Mill is 3 points higher.
Hagerstown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Kemp Mill: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.