City vs city
Cumberland vs Silver Spring, MD
Silver Spring currently scores 13 points higher overall than Cumberland, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cumberland: 25/100 · Silver Spring: 38/100
Silver Spring is 13 points higher.
Flood
Cumberland: 8/100 · Silver Spring: 0/100
Cumberland is 8 points higher.
Cumberland: FEMA NFHL flood zones: 1 features intersect this tile.
Silver Spring: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Cumberland: 18/100 · Silver Spring: 21/100
Silver Spring is 3 points higher.
Cumberland: Wind exposure derived from ingested design wind / climatology tiles.
Silver Spring: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cumberland: 16/100 · Silver Spring: 38/100
Silver Spring is 22 points higher.
Cumberland: Lightning exposure derived from ingested climatology tiles.
Silver Spring: Lightning exposure derived from ingested climatology tiles.
Tornado
Cumberland: 4/100 · Silver Spring: 27/100
Silver Spring is 23 points higher.
Cumberland: Tornado risk derived from NOAA SPC historical reports.
Silver Spring: Tornado risk derived from NOAA SPC historical reports.
Hail
Cumberland: 43/100 · Silver Spring: 100/100
Silver Spring is 57 points higher.
Cumberland: Hail risk derived from NOAA SPC historical reports.
Silver Spring: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cumberland: Unavailable · Silver Spring: Unavailable
A score difference cannot be calculated without both sources.
Cumberland: Storm surge model is not available for this location yet.
Silver Spring: Storm surge model is not available for this location yet.
Wildfire
Cumberland: 43/100 · Silver Spring: 37/100
Cumberland is 6 points higher.
Cumberland: Wildfire exposure derived from ingested fire potential tiles.
Silver Spring: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cumberland: 46/100 · Silver Spring: 45/100
Cumberland is 1 points higher.
Cumberland: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Silver Spring: Air quality signal derived from the latest EPA AirNow combined AQI grid.