City vs city
Columbia vs Cumberland, MD
Columbia currently scores 8 points higher overall than Cumberland, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Columbia: 33/100 · Cumberland: 25/100
Columbia is 8 points higher.
Flood
Columbia: 22/100 · Cumberland: 8/100
Columbia is 14 points higher.
Columbia: FEMA NFHL flood zones: 4 features intersect this tile.
Cumberland: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Columbia: 21/100 · Cumberland: 18/100
Columbia is 3 points higher.
Columbia: Wind exposure derived from ingested design wind / climatology tiles.
Cumberland: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Columbia: 38/100 · Cumberland: 16/100
Columbia is 22 points higher.
Columbia: Lightning exposure derived from ingested climatology tiles.
Cumberland: Lightning exposure derived from ingested climatology tiles.
Tornado
Columbia: 15/100 · Cumberland: 4/100
Columbia is 11 points higher.
Columbia: Tornado risk derived from NOAA SPC historical reports.
Cumberland: Tornado risk derived from NOAA SPC historical reports.
Hail
Columbia: 58/100 · Cumberland: 43/100
Columbia is 15 points higher.
Columbia: Hail risk derived from NOAA SPC historical reports.
Cumberland: Hail risk derived from NOAA SPC historical reports.
Storm surge
Columbia: Unavailable · Cumberland: Unavailable
A score difference cannot be calculated without both sources.
Columbia: Storm surge model is not available for this location yet.
Cumberland: Storm surge model is not available for this location yet.
Wildfire
Columbia: 38/100 · Cumberland: 43/100
Cumberland is 5 points higher.
Columbia: Wildfire exposure derived from ingested fire potential tiles.
Cumberland: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Columbia: 42/100 · Cumberland: 46/100
Cumberland is 4 points higher.
Columbia: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Cumberland: Air quality signal derived from the latest EPA AirNow combined AQI grid.